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Our Team

bob shipp
Bob Shipp



Bob has owned North Hardin Insurance Agency since 1959. He is proud to say his office is one of the oldest agencies in the area. Specializing in all areas of insurance, Bob and his staff will strive to find the soundest insurance plan for the best price. The agency has won many company awards.

agnes yates
Agnes Yates

Commercial Lines Manager


Agnes has worked in the insurance industry for 50 years, and has spent most of that time with North Hardin Insurance Agency. She specializes in commercial lines and loves to work with her customers to shop for the lowest price and design their insurance package to fit their particular needs. 

She resides in Vine Grove and is a long-time member of St. Brigid Catholic Church. Agnes is very community-minded and enjoys working with the Vine Grove Bluegrass Festival and the Vine Grove Women's Club. Her hobbies are spending time with her family, gardening, and travel.

fran rolwing
Fran Rolwing

Agent / Notary Public


Fran has been with North Hardin Insurance Agency since September of 2006. She started out as the Office Manager of our satellite company, All Star Insurance in Elizabethtown, Kentucky, but she is now located in the main office of North Hardin in Radcliff. She is licensed in Property and Casualty Insurance and is also a Notary Public. 

Fran is very active in local organizations and donates a lot of her time helping others in the community. She has been President, Secretary, and Treasurer of the Radcliff Rotary, and helps with various community projects through Rotary. She also served on the Board of Directors as Treasurer for the Radcliff Small Business Associate for five years. She graduated from the University of Louisville and has 2 daughters, 5 grandchildren, and twin great-granddaughters who live in Seattle, WA.

Mick Simmons



Insurance is nothing short of trials and tribulations. With more than three decades of experience, I am prepared to assist clientele overcome many of those challenges. For more than ten years, my specialty with North Hardin Insurance Agency has been business insurance. This includes commercial property, general liability, business auto, workers' compensation, and farmers insurance. Due to a recent restructure in the office, my specialty will be focused on all lines of insurance. So when you think of insurance, think of me, and reach out by calling 270-351-5566 or email I look forward to hearing from you.

debbie copeland
Debbie Copeland



I came to North Hardin Insurance 4 years ago with over 25 years of experience in the insurance industry. Insurance has many ups and downs, but is vital in the hard times of life to restore our way of life. As your agent, I will assess your needs and build policies that will do just that. I write personal, commercial, and life insurance. Making sure you are protected at the best rate is important to me.

My husband and I moved to Radcliff to serve at Stithton Baptist Church, where he is Senior Pastor. We love the communities surrounding Radcliff and serve to help our community in many ways. One of the most impactful is World Changers.

Please come see me, or email me at and we can work together to get you the best coverage available.

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